Insurance Defense Investigations

Bowers & Associates was established in 1982, with a view toward supporting the client insurer with facts that are necessary to both coverage counsel and the managing adjuster in evaluating a claim for coverage. We work nationwide with a staff of seasoned construction defect and product liability professionals, who understand the issues and questions that must be answered in order to properly evaluate a claim and set a reserve.  We have worked over the years with most of the major insurance carriers.  We strive to be cost effective and adaptive to their needs.

Our principal offices are located in San Diego and San Francisco. While we are a California based company, we are authorized and enjoy reciprocal licensing in most states and are called upon to participate as investigators or  consultants in the handling of claims around the country. 

The company is led by Randy Bowers––a claims consultant and investigator with over 35 years of construction defect, GL and product liability experience. Randy is an industry leader, teaching investigative and discovery techniques to her peers. At deposition and trial, Randy has proven herself to be a seasoned, credible witness. Her team of dynamic and experienced investigators share her commitment to an accurate, timely and outstanding product. 

We have served the insurance defense community for more than 35 years and enjoy a stellar reputation of integrity and most importantly, an outstanding investigative product. It is our continued mission to provide the highest standard in investigative services to the insurance industry. 

Group of professionals at a conference table.

Group of professionals at a conference table.

OUR MISSION

BOWERS CD DATA

BOWERS CD DATA

"Dedicated to providing a superior product to the insurance defense community for over 35 years"

BOWERS CD DATA

BOWERS CD DATA

BOWERS CD DATA

A division of Bowers & Associates, launched in 2011, to provide construction defect claims professionals nationwide data, including dates of substantial completion, certificates of occupancy, first sale dates and other data critical to an early coverage evaluation and timely reserve, for a flat fee as low as $125.00.

CLAIMS ADMINISTRATION

CLIENT TESTIMONIAL - Eileen Jenkins, Insurance Exec and Coverage Attorney

CLIENT TESTIMONIAL - Eileen Jenkins, Insurance Exec and Coverage Attorney

Our team specializes in claims management and claims administration.  Bowers & Associates has focus expertise in all stages of insurance claims handling.  We offer support services to claims departments to ensure swift, effective and logical resolutions. 

CLIENT TESTIMONIAL - Eileen Jenkins, Insurance Exec and Coverage Attorney

CLIENT TESTIMONIAL - Eileen Jenkins, Insurance Exec and Coverage Attorney

CLIENT TESTIMONIAL - Eileen Jenkins, Insurance Exec and Coverage Attorney

"I recommend Randy Bowers unequivocally. She is bright, professional and responsive. She understands the pressures on in-house adjusters and strives to be cost effective and adaptive to their needs. Her reports are excellent. Her national insurance knowledge is broad and deep. She is an excellent company representative at mediation and arbitration. Hands down, the best investigator out there." 

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